- interest rate margin
- /'ɪntrəst reɪt ˌmɑ:dʒɪn/
__noun__the difference between the interest a bank pays on deposits and the interest it charges on loans

*Dictionary of banking and finance.
2015.*

- interest rate margin
- /'ɪntrəst reɪt ˌmɑ:dʒɪn/
__noun__the difference between the interest a bank pays on deposits and the interest it charges on loans

*Dictionary of banking and finance.
2015.*

**interest rate margin**— USA applicable margin, Also known as interest rate margin or margin. In the context of loans, the percentage rate above LIBOR/ABR (or equivalent) charged by a lender (together comprising the total interest rate earned by a lender on the loan) … Law dictionary**interest-rate margin**— 1) The difference between the interest rate at which banks lend and the rate they pay on deposits. It is likely to be a major indicator of a bank s profitability. 2) The amount charged to borrowers over and above the base rate This margin is the… … Big dictionary of business and management**interest rate**— n. The percentage used to calculate interest due on a loan. The Essential Law Dictionary. Sphinx Publishing, An imprint of Sourcebooks, Inc. Amy Hackney Blackwell. 2008. interest rate … Law dictionary**Interest rate risk**— is the risk (variability in value) borne by an interest bearing asset, such as a loan or a bond, due to variability of interest rates. In general, as rates rise, the price of a fixed rate bond will fall, and vice versa. Interest rate risk is… … Wikipedia**Fully Indexed Interest Rate**— The interest rate on an adjustable rate loan that is calculated by adding the margin to an index level. The interest rate on an adjustable (sometimes known as variable) rate loan is tied to a benchmark interest rate, known as an index. Popular… … Investment dictionary**Floating interest rate**— A floating interest rate, also known as a variable rate or adjustable rate, refers to any type debt instrument, such as a loan, bond, mortgage, or credit, that does not have a fixed rate of interest over the life of the instrument. Such debt… … Wikipedia**Net Interest Rate Spread**— The difference between the average yield a financial institution receives from loans and other interest accruing activities and the average rate it pays on deposits and borrowings. The net interest rate spread is a key determinant of a financial… … Investment dictionary**Assumed Interest Rate - AIR**— The rate of interest, or growth rate, selected by an insurance company. The assumed interest rate is provided to determine the value of an annuity contract and, therefore, the periodic income payment which can be provided to the annuitant.… … Investment dictionary**interest period**— USA Period of time chosen by a borrower under a loan agreement over which the floating interest rate, such as LIBOR, is fixed. Typically the interest periods are one, two, three or six months. Related terms applicable margin base rate … Law dictionary**Margin (finance)**— For the 2011 film, see Margin Call. In finance, a margin is collateral that the holder of a financial instrument has to deposit to cover some or all of the credit risk of their counterparty (most often their broker or an exchange). This risk can… … Wikipedia